|
State |
Legal
Rate |
Judgment
Rate |
|
AL |
6%
|
12%
|
|
AK |
8%
|
8%
or contractual
|
|
AZ |
10%
|
10%
or contractual
|
|
AR |
6%*
|
9.75%
(*or 5 points above Fed disc rate)
|
|
CA |
10%
|
10%
or contractual
|
|
CO |
8%
|
8%
|
|
CT |
8%
|
10%
|
|
DE |
10.25%*
|
10.25%*
or contractual for both categories
|
|
DC |
6%
|
|
|
FL |
10%
|
10%
up to 18% if contractual
|
|
GA |
7%
|
12%
Consumer, 18% Commercial Accounts
|
|
HI |
10%
|
10%
|
|
ID |
12%
|
10.125%
Judgment
|
|
IL |
5%
|
9%
|
|
IN |
8%
|
8%
|
|
IA |
-
|
Both
Floating based on Federal T-Bill
|
|
KS |
10%
|
10%
|
|
KY |
8%
|
12%
|
|
LA |
9.75%
|
9.75%
on Judgment
|
|
ME |
8%
|
15%
post Judgment
|
|
MD |
6%
|
10%
or contractual
|
|
MA |
12%
|
12%
judgment, 12% contract
|
|
MI |
5%
|
6.06%,
Usury limit = 25%
|
|
MN |
6%
|
5%
|
|
MS |
-
|
8%
or contract amount
|
|
MO |
9%
|
9%
|
|
MT |
10%
|
10%
|
|
NE |
12%
or contracutal
|
T-bond
+ 1%
|
|
NV |
Prime
+ 2%
|
Prime
+ 2%
|
|
NH |
0%
|
6.5%
|
|
NJ |
5%
|
No
Provision
|
|
NM |
0%
|
8.75%
|
|
NH |
0%
|
6.5%
|
|
NJ |
0%
|
No Provision
|
|
NM |
0%
|
8.75%
|
|
NY |
16%
|
9%
|
|
NC |
8%
|
8%
|
|
ND |
6%
|
12%
|
|
OH |
10%
|
10%
or contractual
|
|
OK |
6%
or contractual
|
8.73%
|
|
OR |
Statutory
|
9%
|
|
PA |
6%
|
6%
|
|
RI |
12%
|
12%
|
|
SC |
8.75%
|
14%
|
|
SD |
12%
|
10%
|
|
TN |
10%
|
10%
or contractual
|
|
TX |
Contractual
|
Contractual
|
|
UT |
6.51%
|
Contractual
Rate
|
|
VT |
12%
|
12%
|
|
VA |
8%
|
9%
or contractual
|
|
WA |
12%
|
12%
|
|
WV |
6%
or up to 18%
by contract
|
10%
|
|
WI |
5%
|
12%
|
|
WY |
7%
|
10%
or contractual
|
