collection agency terminology
Collect Now
 
 
 

 

  

Statue of Limitations

» ALABAMA
Open Account: 3 years
Written Contract: 6 years
Domestic Judgment: 20 years
Foreign Judgment: 20 years

» ALASKA
Sale of Goods: 4 years
Written Contract: 3 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» ARIZONA
Open Account: 3 years
Written Contract: 6 years in AZ, 4 outside AZ
Domestic Judgment: 5 years, additional 5 years upon request
Foreign Judgment: 4 years

» ARKANSAS
Open Account: 3 years
Written Contract: 5 years
Domestic Judgment: 10 years- Renewable
Foreign Judgment: 10 years

» CALIFORNIA
Open Account: 4 years- Reduced to Writing
Open Account: 2 years- No Writing
Written Contract: 4 years
Domestic Judgment: 10 years- Renewable at 10
Foreign Judgment: 10 years- starting from date debtor begins CA residency

» COLORADO
Open Account: 3 years
Written Contract: 3 years- Goods and Services
Written Contract: 6 years- Signed Promissory Note
Domestic Judgment: 20 years- renewable every 20
Foreign Judgment: 6 years

» CONNECTICUT
Open Account: 6 years
Written Contract: 6 years
Oral Contract: 3 years
Domestic Judgment: 20/25 years
Foreign Judgment: 20 years
Small Claims Court Judgment: 10/15 years

» DELEWARE
Sale of Goods: 4 years (UCC 4 years)
Open Account: 4 years
Written Contract: 3 years
Domestic Judgment: No Provision
Foreign Judgment: No Provision

» DISTRICT OF COLUMBIA
Open Account: 3 years
Written Contract: 3 years
Domestic Judgment: 20 years
Foreign Judgment: Foreign Statute

» FLORIDA
Open Account: 4 years
Written Contract: 5 years
Domestic Judgment: 20 years- renewable
Foreign Judgment: 5 years

» GEORGIA
Open Account: 4 years
Written Contract: 6 years
Domestic Judgment: 7 years
Foreign Judgment: 5 years

» HAWAII
Sale of Goods: 6 years
Open Account: 6 years
Written Contract: 6 years
Domestic Judgment: 10 years
Foreign Judgment: 6 years

» IDAHO
Open Account: 4 years
Oral Contract: 4 years
Written Contract: 5 years
Domestic Judgment: 5 years- renewable
Foreign Judgment: 6 years- renewable

» ILLINOIS
Sales (UCC): 4 years
Open Account: 5 years
Written Contract: 10 years
Domestic Judgment: 20 years
Foreign Judgment: Same as Jurisdiction

» INDIANA
Open Account: 6 years
Written Contract: 6 years
Domestic Judgment: 10 years
Foreign Judgment: 20 years

» IOWA
Open Account: 5 years
Written Contract: 10 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» KANSAS
Open Account: 3 years
Written Contract: 5 years
Domestic Judgment: 5 years- renewable
Foreign Judgment: 5 years- renewable

» KENTUCKY
Open Account: 5 years
Written Contract: 15 years
Oral Contract: 5 years
Domestic Judgment: 15 years
Foreign Judgment: 15 years

» LOUISIANA
Open Account: 3 years
Written Contract: 10 years
Promissory Notes: 5 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» MAINE
Open Account: 6 years
Written Contract: 6 years + 20 years (with attestment)
Domestic Judgment: 20 years
Foreign Judgment: 20 years

» MARYLAND
Open Account: 3 years
UCC: 4 years
Specialty: 12 years (contract under seal)
Written Contract: 3 years
Domestic Judgment: 12 years
Foreign Judgment: 12 years

» MASSACHUSETTS
Open Account w/ Contract: 6 years
Contract: 6 years
Sales (UCC) Contract: 4 years
Domestic Judgment: 20 years (presumed satisfied after 20 years)
Foreign Judgment: 20 years
Contracts Under Seal: 20 years

» MICHIGAN
Open Account: 6 years
Written Contract: 6 years
Sales (UCC) Contract: 4 years
Domestic Judgment: 10 years- renewable
Foreign Judgment: 10 years

» MINNESOTA
Goods Sold & Delivered (UCC): 4 years
Open Account: 6 years
Written Contract: 6 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» MISSISSIPPI
Open Account: 3 years
Written Contract: 3 years
Domestic Judgment: 7 years
Foreign Judgment: 7 years (3 if resident)

 


» MISSOURI
Sale of Goods: 4 years
Open Account: 5 years
Written Contract: 10 years (money & property)
Domestic Judgment: 10 years (renewable every 3 years)
Foreign Judgment: 10 years (renewable every 3 years)

» MONTANA
Open Account: 5 years
Written Contract: 8 years
Domestic Judgment: 10 years (district court)
Foreign Judgment: 6 years- renewable

» NEBRASKA
Open Account: 4 years
Written Contract: 5 years
Domestic Judgment: 5 years- renewable every 5 years
Foreign Judgment: 5 years- non-renewable

» NEW HAMPSHIRE
Open Accounts: 3 years
For Goods: 4 years
Written Contract: 3 years
For Goods: 4 years
Domestic Judgment: 20 years
Foreign Judgment: 20 years

» NEW JERSEY
Open Account: 6 years
Sale of Goods: 4 years
Written Contract: 6 years
Domestic Judgment: 20 years
Foreign Judgment: 20 years

» NEW MEXICO
Open Accounts: 4 years
Written Contract: 6 years
Domestic Judgment: 14 years
Foreign Judgment: 14 years

» NEW YORK
Open Account: 6 years
Written Contract: 6 years
Domestic Judgment: 20 years (10 year renewable lien)
Foreign Judgment: 20 years (10 year renewable lien)

» NORTH CAROLINA
Open Account: 3 years
Sale of Goods: 4 years
Written Contract: 3 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» NORTH DAKOTA
Open Account for Services: 6 years
Sale of Goods: 4 years
Written Contract: 6 years
Domestic Judgment: 10 years- renewable
Foreign Judgment: 10 years- renewable

» OHIO
Open Account: 6 years
Written Contract: 15 years
Domestic Judgment: 21 years (renewable every 5 years)
Foreign Judgment: 21 years (renewable every 5 years)

» OKLAHOMA
Open Account: 3 years
Written Contract: 5 years
Domestic Judgment: 5 years- renewable
Foreign Judgment: 3 years

» OREGON
Open Account: 6 years
Sale of Goods: 6 years
Written Contract: 6 years
Domestic Judgment: 10 years- renewable at 10 years
Foreign Judgment: 10 years

» PENNSYLVANIA
Open Account: 4 years
Written Contract: 4 years
Domestic Judgment: 5 years
Foreign Judgment: 4 years

» RHODE ISLAND
Open Account: 10 years
Written Contract: 10 years
Domestic Judgment: 20 years
Foreign Judgment: 20 years

» SOUTH CAROLINA
Open Account: 3 years
Written Contract: 3 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» SOUTH DAKOTA
Open Account: 6 years
Sales of Goods: 4 years
Written Contract: 6 years
Domestic Judgment: 10 years- renewable at 10 years
Foreign Judgment: 10 years

» TENNESSEE
Open Account: 6 years
Written Contract: 6 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» TEXAS
Open Account: 4 years
Written Contract: 4 years
Domestic Judgment: 10 years- renewable
Foreign Judgment: 10 years- renewable

» UTAH
Open Account: 4 years
Written Contract: 6 years
Domestic Judgment: 8 years
Foreign Judgment: 8 years

» VERMONT
Open Account: 6 years
Written Contract: 6 years
Domestic Judgment: 8 years
Foreign Judgment: 8 years

» VIRGINIA
Open Account: 3 years from date of last sale or payment
Written Contract: 5 years
Domestic Judgment: 20 years
Foreign Judgment: 20 years

» WASHINGTON
Open Account: 3 years
Written Contract: 6 years
Domestic Judgment: 10 years- renewable
Foreign Judgment: 10 years- renewable

» WEST VIRGINIA
Open Account: 5 years
Written Contract: 10 years
Domestic Judgment: 10 years
Foreign Judgment: 10 years

» WISCONSIN
Open Account: 6 years
Written Contract: 6 years
Domestic Judgment: 20 years
Foreign Judgment: 20 years

» WYOMING
Open Account: 8 years
Written Contract: 10 years
Domestic Judgment: 5 years
Foreign Judgment: 5 years

 
©2005 Diversified Recovery Systems, Inc. All rights reserved